Insurance allows you to manage risks and protect your future. Understanding your business and personal insurance needs, and the level of cover you require, can be a minefield to navigate on your own. As specialists in risk management and insurance, we can help you to make an informed choice in.

 ​

There are four types of personal risk insurance to consider:

 

• Life insurance (or death cover), covers you in the event of your death and your beneficiaries receive a lump sum payment to provide for their future.

• Total and permanent disablement cover ensures that in the event that you are no longer able to work due to total and permanent disablement, you will receive a payout.

• Trauma insurance pays out a lump sum payment in the event you suffer certain specified medical conditions.  

• Income protection insurance insures you against loss of income while you are unable to work because of illness or injury.

 

We can review your personal circumstances and advise on the amount and type of personal risk insurance you need. We consider your personal situation, including your income and expenses, assets and liabilities, your age and family responsibilities.

 

If you already have personal risk insurance in place, we can assist you in determining whether your current insurance cover is continuing to meet your needs.

​

PPF Risk & Finance Pty Ltd is qualified to advise across a range of insurance products and providers and is authorised to provide this advice under Authorised Representative #466621.